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$139,000
2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS
Welcome to Pine Island Cove, where an active waterfront lifestyle, wonderful amenities, and a welcoming community come together as well as owning your land (no worries about land leasing). From the moment you arrive, you’ll appreciate the wide-open setting and relaxed island atmosphere. Boating enthusiasts will love the community’s long, wide boat ramp, convenient boat-rinsing area, and peaceful green space where you can relax and watch neighbors return from a day of fishing. The beautifully remodeled clubhouse and sparkling community pool provide inviting spaces to gather, unwind, and enjoy the Florida sunshine. Pine Island Cove also offers an impressive selection of activities, including pickleball, bocce, and numerous community events, all with low HOA dues. As you arrive at the home, you’ll be greeted by a brand-new carport and a screened front porch that is perfect for enjoying your morning coffee or the island breeze. A separate utility room provides convenient indoor laundry and additional storage. Inside, the kitchen flows into the dining area and open great room, creating a comfortable space for everyday living and entertaining. The Florida room offers even more flexibility - open the windows to enjoy the breeze or keep it enclosed for a cozy year-round retreat. Both bedrooms are generously sized, with the primary suite featuring a private bathroom and the guest bedroom conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl flooring with a vapor barrier. The home is being offered furnished, making it easy to begin enjoying your new Florida lifestyle right away. Out back, the spacious outdoor area provides even more room for entertaining, relaxing, or creating a space that fits your needs. With a brand-new carport, newer roof, wonderful amenities, low HOA dues, boating access, and a welcoming community atmosphere, this is an exciting opportunity to own a place in Pine Island Cove. This home is truly a must-see!

4931 Needle Fish Lane, St James City
$49,500
2026023283 MLS
Your Florida dream lifestyle in Pine Island Cove — a highly desirable 55+ boating community in the heart of beautiful Pine Island/St. James City Florida. Come and build your perfect affordable Island Retreat This 52' x 80' Lot allows for an Elevated Manufactured Home or an Elevated Site-Built home, leaving plenty of room for a carport and useful shed. Enjoy affordable coastal living with exceptional amenities including private community boat ramp allowing fast gulf access to best fishing Pine Island has to offer. Store your boat for only $50/per year in the community storage yard. Enjoy community Pool and clubhouse, pickleball, tennis, Bocci ball and endless community events. Bring your golf cart, bicycles, fishing gear, and boat, and start enjoying the relaxed island atmosphere of Pine Island Cove, St. James City Florida. Whether you’re looking for a seasonal retreat or full-time paradise, this friendly waterfront community offers one of the most affordable ways to enjoy Southwest Florida living. Vacant lot HOA fees are only $80/month, increasing to just $160/month once your home is built — an incredible value for the Florida retirement lifestyle you’ve been dreaming of. You truly must see this community to appreciate everything it has to offer — your perfect retirement lifestyle awaits!!!

7150 Ladyfish Drive, St James City
$109,900
2 Beds ⋅ 2 Baths ⋅ 2026014415 MLS
HUGE PRICE REDUCTION-MOTIVATED SELLER-BRING OFFERS-BUY NOW OR LOSE! AWESOME remodeled 2BR/2BA home in 55+ Community on Pine Island!! Home features new flooring, kitchen cabinets, *(Granite Counters, New A/C, New Stainless Steel appliances to be installed with contract)* and large workshop/storage area. Community has amenities galore including Boat Ramp, Swimming Pool and Boat/R/V storage area.

7151 Drum Drive, St James City
$40,000
2026015874 MLS
Build your ideal island retreat on this affordable 50x80 residential lot located in the desirable 55+ community of Pine Island Cove. This friendly, well-maintained neighborhood offers a relaxed coastal lifestyle with low monthly fees and excellent amenities. The lot features .09 acres (4,008 sq ft) with east rear exposure, grass ground cover, and no trees, making it easy to design and place your new home. Manufactured homes and single-family homes are permitted, and the property is serviced by central water, private sewer, underground utilities, and cable. Residents enjoy a heated saltwater pool, spa, clubhouse, pickleball, bocce, picnic areas, and boat/RV storage. The community is known for its active social atmosphere and convenient location near boating, fishing, and the natural beauty of Pine Island. This is a great opportunity to secure a buildable lot in a popular 55+ community with a low $80/month HOA and easy access to all that island living offers.

7144 Ladyfish Drive, St James City
$142,000
2 Beds ⋅ 2 Baths ⋅ 2026014591 MLS
Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

4978 Mullette Lane, St James City
$415,000
3 Beds ⋅ 2 Baths ⋅ 2026012753 MLS
Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

4892 Gulfgate Lane, St James City
$105,000
2026007790 MLS
Pine Island Cove ... Canal front vacant lot ready to build...55+ community, pool, boat-ramp, tennis, pickleball, Clubhouse, picnic area, dog run, fish cleaning station, bocce,... sewer/water and great neighbors. Modular/manufactured community. Canal frontage bring your boat !!! There is a boat lift at end of canal... lift your boat over the embankment to a direct access canal to Pine Island sound. Convenient location for boating and fishing to the Pine Island Sound, Gulf of Mexico, Ft Myers Beach, Sanibel, Captiva, Cayo Costa or Boca Grande. All within a 20 minute boat ride.

5004 Gulfgate Lane, Other
$35,000
2026011936 MLS
This cleared lot in Pine Island Cove 55+ community is located on one of the quieter streets and is very close to the beautiful community lake and recreation area. It's a great place for your retirement home whether you are a seasonal resident or year round. The community offers many amenities including the ever popular pickleball, large community swimming pool, hot tub and community center.

4958 Mullette Lane, St James City
$40,000
2026008035 MLS
Discover the hidden gem of Pine Island Cove, a coveted 55+ community offering an array of amenities and activities. This vacant lot is the perfect canvas for your future dream home. Nestled in a serene and well-kept neighborhood, Pine Island Cove provides endless opportunities for recreation and relaxation. Enjoy amenities such as a sparkling pool, a bustling clubhouse, and pickle ball courts. For boating enthusiasts, a convenient boat ramp provides easy access to the gulf. Plus, take advantage of the significant benefit of no impact fees required for your manufactured, modular or mobile home. Boat & RV storage yard is available. Seize this unique opportunity to join a vibrant community and build your ideal retirement retreat in Pine Island Cove.

4914 Needle Fish Lane, St James City
$215,000
2 Beds ⋅ 2 Baths ⋅ 224090898 MLS
HUGE PRICE REDUCTION MOTIVATED SELLERS SAY MAKE ME AN OFFER!! 55+ GULF ACCESS BOAT RAMP for fishing and boating enthusiasts! St. James City is known for its secluded and relaxed atmosphere and that is exactly what this home possesses, plus more!! This home sits on a CORNER LOT which provides privacy and space! Step inside this immaculate 2 bedroom 2 bath home with many updates and finishes. Each bedroom offers an ensuite bath complete with spacious closets. The kitchen comes well equipped with nice appliances. The living room is inviting and bright. Just off the living room you will be delighted to have a beautiful Florida room fit for even more guests. This room would also make a nice office or gym. An outdoor oasis awaits, with access from either bedroom. Enjoy watching the game with friends in your screened in porch or enjoy cocktails and the most gorgeous sunsets amongst the breeze. Just steps off the deck is a Tiki Hut that has a Grill for BBQ's and entertaining guests! This home also includes a Wen 50 AMP HOME GENERATOR W/100 LB. PROPANE TANK!! Amenities galore including Clubhouse, heated pool & spa, pickleball, bocce and dog park! Need a place to store your boat or RV? No problem! Gated storage available!!

5029 Gulfgate Lane, St James City
$165,000
2 Beds ⋅ 2 Baths ⋅ 225036734 MLS
Pine Island Cove 55+ community.. Community POOL, HOT TUB, CLUBHOUSE, FITNESS, PICKLE BALL, PICNIC- PARK BOAT RAMP, BOAT & RV STORAGE, SEWER and much more.. Beautiful Island Community. The 2-bedroom 2-bath 1152 sq ft home is very well cared for and has been a year around home with HURRICANE WINDOWS THROUGH OUT - wood paneled living & family room, updated-kitchen and carpet & laminated floors. Storage/shop, Carport & screened area. Out door life is part of Pine Island Cove...Friends, pickle ball, pool a 16 mile long bike path up & down the Island. The boat ramp will put you and your boat into the Cove canal and out to Pine Island Sound for the best fishing, out-Island beaches, the Gulf for you to enjoy... Visit Pine Island Cove and this wonderful home today !!!!!

4931 Gulfgate Lane, St James City